Disclaimer for U.S. Persons

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Limitation of use and liability
The following information was prepared by WL BANK AG Westfälische Landschaft Bodenkreditbank (WL BANK).   

The information contained herein represents the state of affairs at the time of publication. WL BANK is not obliged to inform about any changes to the information contained herein or to the legal situation. All details contained herein were carefully compiled on the day of their preparation and are based on the state of affairs at this point in time. Insofar as third parties receive updated information, this does not entitle you to demand an updated version of the following details.

The details serve the sole purpose of your information and are not intended as a recommendation to buy, sell or hold any securities. WL BANK does not make any representation or warranty, whether express or implied, as to their accuracy, completeness or correctness. You as the investor must not rely on the information. We do not take on any liability for possible losses in connection with the use of the following information. The investment possibilities presented are not suitable for all investors. You as the investor must adjust your investment decision to an individual decision and your financial situation and make use of independent financial counselling at your own discretion. This also includes that you as the investor must inform yourself about the state of affairs and the legal situation at the time of your investment decision.

The following information is not to be construed as an offer to buy in the USA or for U.S. persons.

The securities described were not and will not be registered under the U.S. Securities Act of 1933 or with any securities regulatory authority of any US federal state or any other jurisdiction in the USA, and they must not be offered or sold, neither directly nor indirectly, in the USA, unless these securities are so registered or there is an exemption from the registration requirements.

This presentation may be restricted by law in certain jurisdictions. Persons in possession of this presentation are herewith expressly required to inform themselves about and observe any restrictions. The information must not be used in any other way in any such jurisdiction.

The debt issuance programme on the following site is exclusively available to residents of the following states:   

Federal Republic of Germany, Luxembourg, the Netherlands, Ireland, United Kingdom of Great Britain and Northern Ireland.

I have read, understood and accepted this statement.   

I am not a person from the U.S.A., and I am a resident of one of the above-mentioned states.