WL BANK. Progress through Tradition.

WL BANK AG Westfälische Landschaft Bodenkreditbank is a Pfandbriefbank in the Volksbanken Raiffeisenbanken cooperative financial services group. WL BANK is the largest subsidiary of WGZ BANK, the cooperative central bank of the Volksbanken and Raiffeisenbanken in the Rhineland and in Westphalia. 

Experienced Provider of Real Estate and Public Sector Financing.

We have more than 130 years of experience in public sector and real estate financing. WL BANK is the competence centre for public sector clients within the WGZ BANK Group. As a strong financial partner to the housing industry and the commercial real estate industry, WL BANK stands for responsibility, continuity and success. Private home builders benefit from our tailor-made products and top conditions. Continuity is important to us: In servicing our customers, with regard to our employees, and in our corporate policy.

Our Advantages:

  • favourable refinancing conditions
  • favourable cost structures
  • high service quality
  • long-term thinking
  • flexibility

Our Profile. At a Glance.

  • Committed employees and an open corporate culture. Success has many faces. We have about 300 employees – our driving force. They form our special corporate culture, which is open and motivating. With room for innovation and commitment.
  • Dynamic growth. Our balance sheet total has grown by mostly double-digit percentages for years.
  • Security in the financial services group. Pfandbriefbank of the Volksbanken Raiffeisenbanken cooperative financial services group. Together we are strong.
  • Top performance. Whether in the issuance of securities or in real estate or public sector financing – our products are successful. We act flexibly and fast. As a strong partner to banks, municipalities, the housing industry as well as investors and shareholders. 
  • Nationwide success with regional proximity. We offer financing services throughout the Federal Republic of Germany. With our locations in Münster, Berlin, Düsseldorf, Munich, Frankfurt, Hamburg, Heidelberg and Nuremberg we are close to you, in your region.
  • Success through customer service. Our employees are your contact persons. Personally and individually. At any time and for any project.
  • Attractive employer. Success and people – both are equally important to us. Our employees identify with WL BANK. Commitment requires motivation. We challenge and encourage. Professionally and personally, for your career.

Our Locations.

WL BANK is headquartered in Münster/Westphalia. We have representative offices in Berlin, Düsseldorf and Munich. In addition, we have sales locations in Frankfurt, Hamburg, Heidelberg and Nuremberg.  

Our Team. Flexible and innovative. 

Flexibility and the ability to innovate, great dedication and personal commitment are key success factors for our team of employees. At WL BANK, experience has a young face and progress a long history. This creates the energy that motivates us every day.