Rating. Proven Creditworthiness.

Rating is the credit assessment of financial instruments and their issuers under a uniform procedure by independent rating agencies. It is a standardised credit assessment of bonds and money market instruments. The rating gives information about the ability of issuers to meet their obligations fully and on time. The rating provides investors with comparable criteria for their investment decisions.

The leading international rating agencies are Standard & Poor's, Moody's Investors Service and Fitch Ratings. WL BANK is rated by Standard & Poor’s and Fitch. She has received the best possible rating for Pfandbriefe with AAA. Here you will find the current rating.

  Standard & Poor's Fitch*
Public sector Pfandbriefe AAA -
Mortgage Pfandbriefe AAA -


Short-term liabilities A-1+ F1+
 Long-term liabilities    
  - Senior Unsecured "preferred" AA- -
  - Senior Unsecured "non-preferred" A+ -
Outlook stable stable
Financial strength - aa-
Support - 1

* joint rating for the Cooperative Financial Services Network (Genossenschaftliche FinanzGruppe)

Sustainabilitiy Rating

 oekom research Status: Prime  


Public Sector Covered Bonds
Mortgage Covered Bonds

Uncovered Bonds